First Homes Scheme
PLEASE NOTE – Applications for Help to Buy were to be submitted by 31st October 2022, and is no longer available to new applicants. What is the First Homes Scheme? The First Homes Scheme is a positive government initiative delivering on the pledge to help people get on the property ladder. The Scheme will build […]
How to teach your children about money with Will Rainey of Blue Tree Savings
Blue Tree Savings as a company is on a mission to help as many parents as possible teach their kids to be great with money – something very important to all parents out there. After years of providing investment advice to governments and insurance companies, and some of the world’s largest pension schemes, Will founded […]
Product Transfers and why you STILL need a Mortgage Broker
In this podcast episode, Sarah Tucker talks about product transfers, the main facts you need to know and why using a broker is still important. What is a Product Transfer and when do I need to consider one? A product transfer is as it sounds – it’s when you transfer your mortgage product and it’s […]
Professional Mortgages
Sarah Tucker shares her expertise on helping you with your mortgage journey if you’re a professional in a specific industry. Read on to find out if you qualify… What kinds of professionals can get good mortgage deals? In some professions, you not only have your qualifications and a structured career path, you also have some […]
How to use the Bank of Mum & Dad to help you get on the property ladder
What is the Bank of Mum and Dad? A recent report from Legal and General revealed that the ‘Bank of Mum and Dad’ now contribute to 26% of funds to the UK housing market. And if Mum and Dad were an actual bank, they would be the 9th biggest lender in the market. 84% of […]
95% Mortgage Guarantee Scheme
PLEASE NOTE – Applications for Help to Buy were to be submitted by 31st October 2022, and is no longer available to new applicants. Sarah Tucker, aka The Mortgage Mum, explains all you need to know about the new 95% loan-to-value mortgages, the new Mortgage Mortgage Guarantee Scheme from the government. We’ve touched upon this […]
Credit Reports and Experian Boost
In our new podcast episode we tackle the subject of credit reports and credit scores. After appearing on BBC Essex in May 2021, Sarah had a lady come on the radio to ask lots of questions about credit reports and what they mean. It was clear that there is a lack of information out there […]
Can you get a mortgage with a bad credit score?
Can you get a mortgage with a bad credit score? The latest industry research has revealed that over 70% of people are worried they won’t be able to get a mortgage due to their credit history. Although roughly one in five people have been turned down for a mortgage for this reason, that is a […]
What are Lifetime Mortgages?
What are Lifetime Mortgages? Lifetime mortgages are a way of releasing equity from a property and are exclusively available to homeowners aged over 55. That basically means they are a way of using the value of your home to free up some spending money. Intrigued? Then read on. First things first, before you make any […]
How to deal with a down-valuation from a surveyor
Last year, a survey of 1,000 sales in the UK revealed that nearly half of the properties involved were down valued. But what does this mean exactly and what can you do if it happens to you? Read on to get up-to-date with down-valuations. A down-valuation is when a mortgage lender’s surveyor values a property […]