How to Save Money when Choosing Your Mortgage Rate and Term
In this podcast episode Sarah Tucker talks about the different types of mortgage rates available to you and the different things you need to think about when you’re choosing your mortgage! People underestimate the importance of the details, and Sarah and her team at The Mortgage Mum want you to feel educated and empowered when making these […]
Should you use a payment holiday to help pay for Christmas?
“Shall I use a payment holiday to help me pay for Christmas? The answer is no. I know it’s tempting. I know it feels like fast access to cash, which lots of us need around this time of year. BUT Christmas isn’t a good enough reason to get into a debt cycle. If this year […]
Your Essential Guide to Valuations, Solicitors and What Happens Next
In this podcast episode Sarah Tucker talks about the different types of valuations you can get, how to choose your Solicitor and the paperwork you’ll need to get your mortgage in place. As always, The Mortgage Mum breaks this information down in a way that is easy to understand so you can feel empowered, educated and in […]
Top Tips for First Time Buyers
Are you thinking of buying your first property? Are you not sure what you need to do to prepare? Are you overwhelmed with everything you need to know? In this podcast episode Sarah Tucker gives you the basis of your education if you’re thinking of buying your first property, including credit scores, how much you’ll […]
Housing market stays open during national lockdown
The Ministry of Housing, Communities and Local Government confirmed the housing market is to remain open in the four week lockdown in England. The news was confirmed on Saturday evening, some hours after Prime Minister Boris Johnson announced the lockdown until 2nd December. Confirmed via Twitter, a tweet from Housing Secretary Robert Jenrick said: “Q: […]
Inspiring interiors accounts we are loving on Instagram
In 2020, many of us have been renovating and redecorating our homes. I love scrolling the ‘gram for interiors inspiration and here I am sharing some of my favourite accounts to follow… 1) Sandpiper Barn A Lancashire barn conversion from graphic designer Tamsin. I love how many of the barn features are still apparent, yet […]
Remortgaging in the time of coronavirus
Autumn has well and truly arrived and here at The Mortgage Mum we feel a sense of something hovering over the horizon – no, not Christmas, but peak remortgage season. The next few months often see increased demand for remortgages and this year may be even busier due to the pandemic. Now is the time […]
Tips for renewing your home insurance
Before we’re inundated with promises of “new year, new me” in a few months, we wanted to offer an alternative: “new year, new home insurance policy”. The next few months are often a popular time for building and contents insurance renewal, so here’s our guide to getting the best policy for you. Check the prices […]
Increased interest in buy-to-let from first -time buyers
Recent data has revealed that a growing number of first-time buyers are looking to purchase a property to let out, rather than live in. This development is a marked change from previous trends, with many lenders not even offering buy-to-let products to first-time buyers, so why is this option getting increasingly more popular? Since the […]
How I funded my dream lot extension
Are you dreaming of your own extension? Are you fantasising about a bigger kitchen? Open space? Or that loft extension? I can honestly tell you our loft extension is one of the best things we’ve ever done at my house. It completely changed the dynamic in our home! Now I have somewhere I can escape […]