First Time Buyer Series: Deposits, with Co-Host and Senior Broker at The Mortgage Mum, Sonya Matharu

PLEASE NOTE – Applications for Help to Buy were to be submitted by 31st October 2022, and is no longer available to new applicants. First Time Buyer Series: Deposits, with Co-Host and Senior Broker, Sonya Matharu And a very warm welcome to this very special and different episode of The Mortgage Mum Podcast, because I […]
Child Protection: What are the options?

With ‘back to school’ time now upon us, we take a look at what the protection industry has to offer when it comes to child cover. No one ever wants to think about a child falling ill but preparing for the worst is always a good mindset when it comes to protection. 2020 really highlighted […]
Buy-to-let and property investment

Watch this video about Buy-to-Let and Property Investment on my YouTube channel and read below for the full transcript… Hello, and thank you so much for joining The Mortgage Mum. I want to talk to those of you who are interested in investing in property. It’s become a really popular thing to talk about at the pub […]
What is Open Banking?

The UK’s open banking system has seen periods of rapid growth in recent months – growing at a rate of one million new users every six months, according to the Open Baking Implementation Entity (OBIE). So, what is open banking and how can it help you? Put simply, open banking is a procedure that enables […]
How much deposit you need to buy a property

Watch this video on my YouTube channel and read below for the full transcript… Hello, and welcome to The Mortgage Mum today I’m going to be talking to you about how much deposit you need to be able to purchase a property… So this is part of our first time buyer video series, to be able to […]
How low can rates go?

One of the main questions I am being asked at the moment is around low interest rates. Right now, Banks are competing with one another to give clients those headline rates, particularly under 1%. It hits the news, and it attracts the customers. Money always does! But how and why are they so low? Will […]
How to read your payslip for a mortgage

Watch this video on my YouTube channel and read below for the full transcript… Lots of us that are employed work for our companies and never really understand what our payslip means, but when it comes to your mortgage, you really do need to know what your salary is… And it’s good to know in […]
Green Mortgages: is sustainability the way forward?

The climate crisis is a real concern amongst most people in today’s world. More and more people are taking measures in their everyday lives in order to combat the effects of climate change – but can your living situation benefit both the planet and your pocket? Almost everyone has come to understand the necessity of […]
Re-mortgaging and home offices: does flexible working mean flexible living?

Over 50% of British homeowners are looking to renovate in 2021. With home offices skyrocketing in popularity due to the pandemic and an increase in flexible working – we take a look at how best to go about setting up your own home working area and how funding such a task through Remortgaging can be […]
The end of Furlough – how to stay covered

As Covid restrictions finally ease in the UK, many who were forced out of work due to the virus are now able to return to something that vaguely resembles normality. With this, the end of the furlough scheme is in sight. Since the first lockdown in March of 2020, the government helped to pay 80% […]